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I went through this last year with the birth of our second son. My wife was making sure that everything would be taking care for talking to HR multiple times and they all saying she would be fine. Come time for her to take time off we were presented with a whole other story. First she would't get all the weeks off because she went into labor a week early then expected and to top that she wouldn't be getting paid over the summer (She worked as a school RN at this time). So we were out 5 months of income. Luckily I gotten into a bad habit of placing all the money I will need for my taxes at years end into my account and just not touching it. Well that bad habit saved us for sure, but now the taxes are a pain in the ass. I guess that's life.


> Luckily I gotten into a bad habit of placing all the money I will need for my taxes at years end into my account and just not touching it.

If you need to pay taxes in the US are you not supposed to be paying the estimated tax quarterly, not at the end of the year?

That way you'd get more stable expenses.


Yeah thats true. There is a small penalty for that. Been trying to figure out what I can write off cause my overhead is low , can't do car, or office stuff cause I dont buy any and all the normal stuff you would write off.




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