Ouch, cloud credits at $180/M. That's 0.18c for 1000, or 100s of compute time. $6.50/hr for computation, and that's buying in bulk, it's almost $11/hr if you buy in blocks of $15.
Note that's API and knowledgebase computation time, not notebook computation time, which doesn't cost cloud credits.
Cloud credits come with each plan, as well, so you have some leeway for development and testing before you have to buy additional cloud credits at a base price 0.03 cents per credit.