A data driven and personalized alternative to credit scores.
Credit scores lack transparency, usability, and are often inaccurate representation's of a person's financial health/responsibility. Especially regarding student loans, credit scores are useless...all a 20 year old's credit score tells you is how much his parents planned his financial life for him
Credit scores lack transparency, usability, and are often inaccurate representation's of a person's financial health/responsibility. Especially regarding student loans, credit scores are useless...all a 20 year old's credit score tells you is how much his parents planned his financial life for him