The point of insurance is to make money for people selling insurance. That's why those companies employ teams of people who look for ways to avoid paying insurance.
That's why those companies employ teams of people who look for ways to avoid paying insurance.
You mean the people encouraging people to use proper fire-safety techniques, "baby-proof" their homes, eat more healthful foods, exercise regularly, etc?
Of course every insurance company knows they will have to pay some claims at some point, it's a cost of doing business. So their entire purpose isn't to avoid paying claims, it's to charge enough in premiums to cover those claims while still making a profit.
