I hate to say it, but I think the overwhelming majority of consumers don't care whether their money supply is manipulated by the fed and banks or not. They might dislike the long-terms negative effects of it on the economy (if you believe such effects are caused by a non-limited money supply), but they don't blame them on that.
What people who are not bitcoin enthusiasts want, and might go for, is a currency that is easy, cheap, and looks safe. Credit cards without all the hassle. Payments without all the overhead cost. Transfers without waiting several days. International transfers without all red tape and fees.
Bitcoin provides these things, but with a few major (albeit hopefully transient) flaws: it's a pain in the ass to get bitcoins, they don't feel safe to most people, and they're super-volatile.
If a bank comes along and creates a centralized digital currency, it could deliver everything that the average person might like about bitcoin (ease-of-use, lack of overhead, etc) without the current growing pains of bitcoin. It won't have the things we techies like (a solid crypotographic foundation, limited money supply, decentralization, etc), but it'll gain adoption much faster because most people don't care about that.
What people who are not bitcoin enthusiasts want, and might go for, is a currency that is easy, cheap, and looks safe. Credit cards without all the hassle. Payments without all the overhead cost. Transfers without waiting several days. International transfers without all red tape and fees.
Bitcoin provides these things, but with a few major (albeit hopefully transient) flaws: it's a pain in the ass to get bitcoins, they don't feel safe to most people, and they're super-volatile.
If a bank comes along and creates a centralized digital currency, it could deliver everything that the average person might like about bitcoin (ease-of-use, lack of overhead, etc) without the current growing pains of bitcoin. It won't have the things we techies like (a solid crypotographic foundation, limited money supply, decentralization, etc), but it'll gain adoption much faster because most people don't care about that.