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Definitely cracked a smile when I got to the "who do you fear" answer --

I used to work for one of the large banks on a commercial operations team. It was one of the most bogged down, regulated things I have ever witnessed in my life.

This product will end up doing extremely well; then I see the regulators and major financial institutions going "hey wait a minute, these guys are making too much money, let's fix that"

Best of luck to the team -- I think you're onto something huge, should make the speed bumps worth it.



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