Profit margins are capped by percentage. That creates the perverse intensive for...

ars · 2026-04-24T19:34:59 1777059299

You are forgetting about competition, increasing costs means directly increasing premiums, and higher premiums means lower business.

cpburns2009 · 2026-04-25T00:44:34 1777077874

What competition? When enrollment comes around or you switch jobs you get maybe two insurance providers to choose from.

jimbokun · 2026-04-25T02:52:17 1777085537

But they don’t do this.

They fight tooth and nail to keep the claims paid to doctors and hospitals low.