The underlying problem here is that the legal system is 2 orders of magnitude too slow. A court should decide such disputes, but they take months or years. Kickstarter has to pull the trigger one way or the other in hours.
RFS: disrupt the legal system by offering 4-hour dispute resolution.
I don't feel that it's too slow right now, mostly because I don't feel we've built up enough case law and precedent to trust faster feedback. That puts us in a painful transitionary period. Hopefully, it won't last too long.
The time it takes for case law to build up depends on the speed of the courts (usually involving multiple appeals). If we had 4-hour justice, we could probably have solid precedents in 4-days.
RFS: disrupt the legal system by offering 4-hour dispute resolution.