I currently am this person.

What exactly would one do with a 2 million dollar loan? Please don’t say real estate.

Outside of the standard theme park with blackjack and hookers, you could pick up a race horse. Those can start in the low six figures up to tens of millions. Although if you want to race, do not blow the entire amount on just the horse, because the training + food + maintenance is also going to have some hefty bills.

I’ve never been to a theme park with black jack and hookers. I’ll let you sort that out.

Thanks for the help.

That’s all I’ve got. Maybe open a business, I suppose?

I’ll just let it deprecate.

What a mess.

you're making an assumption that your income is going to keep pace with inflation to make it easier to pay off the debt. It very well may not.

/I haven't got a base pay increase in 4 years

True, but at some point you can sell plasma for 4 trillion USD and pay it off all at once.