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There is a general perception that initiating a chargeback is a way of getting out of a credit card related charge for any reason, when in reality it's an opportunity for the merchant to prove to the bank that they provided a product/service to you.

I know someone that used to fight chargebacks as part of their job. If you'd been using that service to send pics of your junk to people and then became despondent when it turned out that women don't find unsolicited crotch photos an appropriate pick-up line, you can be sure those pics would get faxed over to your bank as part of the package to show you'd been using the site.



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