By the U.S. Mint. The banks always had the leeway to recharacterize those transactions.
And given that we never heard about any of these jokers having to file reams of paperwork to get away with this hack or having long discussions with the DEA about money laundering, it's clear that the banks just treated these as cash advances like they clearly were.
And given that we never heard about any of these jokers having to file reams of paperwork to get away with this hack or having long discussions with the DEA about money laundering, it's clear that the banks just treated these as cash advances like they clearly were.