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Since December the S&P 500 is down... 4.10%. It's a small loss, but I don't know if people who cashed out in December are really that much happier.

Especially since for the last 12 months the S&P 500 is still up nearly 10%.



I don't think the problem is the paper losses so far. The problem is the entire social contract...or I don't know what to call it -- governmental contract? Financial world contract? Is on fire.


Even at 6 months it's still in tbe green at ~2%. DCA and buy the dip.




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