If I’m going one, maybe two stops, a tram can be optimal if it’s already in front of me[1]. Otherwise the subway tends to win the curb to curb speed contest for me. It’s a little more traversing through the subway’s infrastructure and getting to the right platform and the right part of the platform, but I’ll get to my destination in less time and it’s not even close.

[1] Otherwise I have to check the Transit app on my phone and do some math factoring in the wait time and the time it takes me to get to the platform. The subway usually wins this contest too.