My criticisms are about the health care system, emphasis on the "system" part. Having a large number of citizens without health care is a failure of the system.

The issue is a socio-political one. It's about the distribution of health care and who our culture deems worthy of receiving it.

"Most of your criticism is of a particular part of the American financial services sector, not of health care."

This seems to almost be a tangent. Please explain.