Given all the rightfully angry comments and descriptions in here about how easily megacorp banks and financial institutions can debank people on a whim with next to zero recourse, one wonders why nothing like some sort of cryptoraphically generated, decentralized token ecosystem doesn't exist by which people can send each other usable monetary value rapidly and via many avenues that are difficult to block...

We could call it, crypto... currency, maybe?

Wouldn't it be nice of something like this existed, at least as an option for those who don't live in bubbles of never having been the financial rape victims of a large bank, government or formal regulatory algorithmic system.