I wasn't criticising it but as usual it depends where you come from: I'm Italian, have been living in UK for 7 years and run a bunch of companies in both countries. As such I've never even considered job benefits, the way I see it is: I put enough money aside when things are good in order to be prepared for when things might not be that good.
I'm sure there are situations where really "it's not your fault" but most of the time I talk to people in dire situations they completely failed to do anything when things were going great for them. I have little sympathy for them, especially when they end up blaming everything but themselves.
Most "normal" people don't make enough money to set aside additional cash on top of the national insurance they already pay in part to cover unemployment benefits.
This is not "free money" - it is insurance payments that people in most cases have paid premiums for.
Why should people need to set aside additional money to avoid claiming benefits they are paying towards their entire working life?
> Most "normal" people don't make enough money to set aside additional cash on top of the national insurance they already pay in part to cover unemployment benefits.
please note I always referred to "people who had great periods" work and money wise
> Why should people need to set aside additional money to avoid claiming benefits they are paying towards their entire working life?
because if you are doing great how fair is it for you to be careless only because "if I need it the state will support me?" Looks to me like it quickly becomes your fault and you only subtract funds that should better be used for the people who really need the support (the people you mentioned at the beginning of your reply)
I'm sure there are situations where really "it's not your fault" but most of the time I talk to people in dire situations they completely failed to do anything when things were going great for them. I have little sympathy for them, especially when they end up blaming everything but themselves.