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teamonkey on May 11, 2012 | parent | context | favorite | on: IAmA a malware coder and botnet operator, AMA

Banks can also charge different amounts to the retailer depending on the level of security they provide.

wgx on May 12, 2012 [–]

Yup, correct. 3D Secure falls into this category too.

Also, the banks will offer differing levels of chargeback cover based on these factors.

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