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That's really strange. I've spoken to UBS investment managers, and they're incredibly cautious about everything they suggest. There's a lot of red tape, almost wonder if something dodgy was going on.


> and they're incredibly cautious about everything

Have you ever heard a precious metals ad? The line between cautious and paranoid can wear thin, and that's who the target market is.


Predatory ads are shown 24/7, with some infotainment filler, to the elderly.

While doing familial eldercare, I have to wear earplugs, to protect myself from the sensory overload.


Are USB money managers fiduciaries?




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