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> I expect banks to gradually incorporate these tools into what they do.

Perhaps you expect right:

https://www.theguardian.com/business/2023/feb/06/britcoin-di...

But why?

If you use a debit card, you earn interest on your balance, and there's no anonymity. Britcoin supposedly won't bear interest. How do they implement traceability? Surely not blockchain - that's an environmental disaster. So presumably a centralized ledger, which WILL be hacked, even if the BoE runs it. But they probably won't - the current government doesn't like the state running anything. If the high street banks wanted to offer shitcoin acccounts, they'd already be doing it; so I guess Britcoin will have to be implemented by the sort of people who are already into shitcoin.

[Edit] If you use coins and banknotes, you get anonymity AND interest on your balance. What's the potential benefit of Britcoin?



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