Swift transfers are slower than crypto. And governments have placed various restrictions on it called "capital controls". They say it's to encourage investment into their own economies, but investors knows it doesn't achieve that.
Some U.S. bank transfers are slow. This is not true globally or immutable, and the main reason it’s not a problem is that the payment systems the vast majority of Americans use are fast - much faster than cryptocurrencies.
Capital controls are a political topic. You can disagree with them, dissent is important, but it’s also important to be honest and say that you’re seeing an advantage through breaking the law, which is like discovering that your business is more profitable if you don’t pay taxes.
