I'm not even trying, but my income dropped to like 1/10 from my record levels, I wonder when it will stop dropping. Luckily for me I am very frugal and not splurging, so I didn't need to adjust my expenses at all, since whether I earned 12000 USD per month or 1200 USD I still spend same, I guess will start doing something about it if I will earn less than I spend so I don't need to touch my ~13 years of expenses worth savings.
Throughout my life I have found that hard times like what you describe are often the best motivator to start something new. This is an OPPORTUNITY my friend, so don't guess, just get out there and DO. :-)
