This is the other side of the problem: the issue is wider than your data and doesn't even need to be about FDE or other encryption. Simply using decent passwords/passphrases more generally is a hurdle to jump before even considering FDE because the other set of risks are when a bot gains access to the machine by those means it may be able to gain access to information to enable identity fraud or even get direct access to banking information (most care a lot more when their money is at stake than just their data or reputation). The circumstance in this post may not seem relevant here to us, but to a non-technical user the two are easily conflated (“I heard about someone who used a strong password and lost access to everything when it was forgotten”).