Been there with Braintree. One day they told us “your company profile is too risky, we won’t serve you unless you keep a deposit of $x million with us. We couldn’t afford that, so we migrated to another provider and then diversified - we integrated Stripe, Adyen and later a few local providers and we were able to dynamically switch between them. It was a lot of effort, but it made us more resilient and independent
How do you do that when Stripe holds your subscription / recurring revenue? Keep that recurring revenue base independent of the CC processor? I used to use Recurly and stuff like that but it seemed like I was paying double just for the benefit of maintaining my own recurring charge list, not to mention not integrated with many of the payment features.
