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Isn't this already illegal?

Surely the judiciary has a monopoly on punishment of 'crimes'.

But I agree with your overall point. Payment processors should be seen as public utilities that people have a right to. It shouldn't be up to private companies, who has access to that.



> Isn't this already illegal?

Not in the slightest, and has been actively encouraged since Operation Choke Point and FOSTA/SESTA.




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