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> do basic maintenance (oil/filter, brakes, etc) yourself

Basic maintenance doesn't get you much of the way to $900/month anyway. An oil change is like $50-$100 depending on things, and most OEM service schedules have those once a year (unless you put on a lot of miles... but if you put on a lot of miles, it's unlikely that you can realistically forgo a car). Brakes cost more, but depending on how you drive, shouldn't be too frequent; and you really should be competent at brakes before maintaining them or you're likely to cause safety issues. An incompetent oil change my ruin your engine and as a result your pocketbook, but an incompetent brake servicing can result in no ability to stop which has much bigger life safety implications.



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