Grad student, so I'm always looking for open-source or high-seas approaches to things. That being said, I support 2 people on patreon (<$5/mo) and I've got mullvad and the 99c iCloud plan. I've never seen anything I'd consider worth paying $10/mo for, usually because I'm only willing to pay businesses/people that actually could use the money.

I also don't want to invest into some paid service whose terms will likely screw me over whenever they change, when I could be investing into a service that I can control for years and doesn't require an account.