That's totally understandable, for the small business segment.
I was just saying that for a VC-backed tech startup, the lack of rewards is a huge turn-off, compared to some of the other options for spending available to us.
I don’t know of many banks that offer high reward debit cards. IMO Mercury has almost perfected the banking experience, and I am perfectly happy with that.
If I want a high-reward card I’ll get an Amex Platinum (a credit/charge card) and stick with Mercury as my bank.
That's a perfectly valid choice! FWIW, I actually do like Mercury's UX marginally better than Brex.
I would just prefer to have my banking and spending in 1 place, and if I did that with Mercury, I'd be sacrificing 1%+ rewards, which I would not consider a financially responsible option when Brex exists and has a good enough banking experience.
Wouldn't it be nicer for everybody if there were more options that had both a great banking experience and credit-level rewards that all competed for our business? That's all I was trying to encourage with my feedback, but the fanboyism in this thread has proved to be too strong for that message to get through.
Personally I would much prefer to keep my banking (cash storage) separate from my credit. To me, it is nice to have a barrier between the two. This way, your credit provider won't randomly decide to shut you out of your bank because you're too small!
For small businesses doing high reward credit cards is not a sustainable business. Which is why Brex is shutting them down.