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I haven't found the safety data, but was very surprised when my new car was way cheaper to insure than my old one. I assume the insurance companies have the data.

This may not be safer as in better crash resilience, but safer as in you have a backup camera, and side sensors for changing lanes.



I wonder how much of the new car being cheaper to insure was the liability only portion of the insurance vs the comprehensive. How much of your risk is seen as so much greater by insurance companies as likely to be at fault in causing an accident in a ten year old car vs new.


Not entirely surprising - the biggest change in car technology over the past few years has been the inclusion of driver assistance features and liability is the most expensive component of auto insurance.




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