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> Remove that and you have all the existing scams of crypto, except now your personal information and account access is at stake in addition to your money.

No, precisely the opposite. It's only with crypto that you can have a system that can authenticate you and authorize you to access resources without caring about any of your "real world" data. And if you are worried that your "wallet" might be hacked, you can simply use different ones for each different purpose. Your "money" crypto wallet does not need to be the same as your "online identity" wallet.



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