I'm sorry you feel that way. I'd love to know more about your issues with our current vault implementation in more detail, so I can pass along your feedback to the rest of the development team.

> What gives me pause is how I write regularly asking for separate vaults for trivial passwords and passwords that could lead to financial ruin.

Just to clarify, what solution are you asking for? Do you want a local vault option to store sensitive passwords? Or something else?