You'd be even more set for life you bought bitcoin and HODL for a decade when there was only CPU mining too. It's all relative.

You have similarly endless opportunities for arbitrage today, which will only become clear in a decade or two.

Sorry? I'm not understanding -- arbitrage in what market(s)?

Any. They're pointing out that markets are priced with predictions of future value, but some of those predictions are wrong

> bought one of the houses in PA for cheap

hindsight is 20/20 for a reason.

30 years is still quite a long time for an investment to bear fruit.

Also, you'd have become much more richer if you spent the same amount of money buying AAPL or MSFT in the 1980s (and holding them until now)...