To add another US data point, for my family of 4 I pay $770 per month for health insurance and my employer pays an additional $1,370 per month.
My health insurance is through my employer, a large publicly-traded company. My insurer is one of the large well known providers.
Our insurance is very mediocre. We pay the first $3,000 out of pocket and 20% of the cost beyond that, but that's only if a doctor is "in network" (which is sometimes hard to find). Out of network doctors have a separate deductible.
I also pay 1.45% of my paycheck to Medicare, and my employer pays another 1.45% on my behalf. Plus my wife and I pay an extra 0.9% of our paychecks for all combined wages above $250,000. But I won't be eligible for Medicare until I'm 65 years old.
This is kind of off topic... but if something were to happen and you were unable to work for a medical reason (disability), you would be able to claim Medicare at any age, correct?
[I am a US citizen and also have the ability to google this, but just wanted to ask another human being...]
> Plus my wife and I pay an extra 0.9% of our paychecks for all combined wages above $250,000.
Calculate how much taxes you'd pay in e.g. Germany or Belgium, and put half of that towards health expenditures. I think you'll still come out ahead by a large margin.
My health insurance is through my employer, a large publicly-traded company. My insurer is one of the large well known providers.
Our insurance is very mediocre. We pay the first $3,000 out of pocket and 20% of the cost beyond that, but that's only if a doctor is "in network" (which is sometimes hard to find). Out of network doctors have a separate deductible.
I also pay 1.45% of my paycheck to Medicare, and my employer pays another 1.45% on my behalf. Plus my wife and I pay an extra 0.9% of our paychecks for all combined wages above $250,000. But I won't be eligible for Medicare until I'm 65 years old.