What would happen to your insuarance, if say you became part of a highly valuable but risky operation investigating crime syndicates? Sounds expensive.
No - risky can equally mean getting shot in the course of duty. See also the issue of surgeons being cautious about taking on procedures with low survival rate
Only if you define "getting shot" as malpractice, which I'd consider a rather odd choice. Remember, we're talking about risk in the context of a malpractice insurance.
