Hacker Newsnew | past | comments | ask | show | jobs | submitlogin

> no way would I spend more than a 2 or 3 hundred dollars on something that will get stolen within 3 years.

I'd neither, but a friend of mine did. He got his bike insured (replacement value), for a pretty reasonable amount, considering. And AFAIK most people with expensive bikes do, which is probably also the reason police is not too keen on acting.



I keep my expensive bikes locked inside the dwelling part of my unit.

Pros: Never had a bike stolen

Cons: Can't really just ride it somewhere and let it sit all day.

My use cases have been:

1) Commute to work (my work let me bring it up to my office to park it during the day)

2) Ride somewhere and back home (always parked in my dwelling)

3) Ride it to maybe a place to eat, but park it literally outside the window, locked, so I can watch it while I eat.

Sucks I can't just do whatever with it, but I have a beater if I needed to do that.


Yes! Bike insurance is the way to go once you have a nice bike. I don't and carry a big lock. But I have friends with quality bikes (~1500 EUR) and they park at the train station with laughable locks because it's insured.


Probably depends on the insurance, but his came with certain restrictions on how to lock the bike, and where to store it at home.


... with laughable locks because it's insured. ...

Morale hazard:

https://www.irmi.com/term/insurance-definitions/morale-hazar...




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: