Surely class actions cover this sort of thing? And I know court costs work differently in the US and UK, but there are plenty of "no-win, no-fee" legal firms over here - affectionately known as "ambulance chasers" lol.
You seem to have completely misunderstood me. I'm talking about situations where a poor or middle class person is being sued by a rich person or large company. How does a class action cover that? And ambulance chasers sue big companies on behalf of poor people, not defend poor people from lawsuits. Both of your examples are the opposite of what I'm talking about.