Thank you for the tip! I've been hearing about Kiva for a couple of years but never signed up. Your post convinced me and I just lent $100 to a group in Uganda selling shoes.

I think I'll give $25 gift cards to the whole family, Kiva is really awesome!

Congrats! Thanks for pitching in. Make sure you check back over the life of the loan to see how they're doing.

I've been using Kiva for around 2 years now and my loans have always been paid back. This Christmas, I'm going to try to give Kiva credit as a gift and see what the response is.

Me too Papa - I've never had a single entrepreneur miss a payment. It's really remarkable the drive these people have to succeed and honor their commitments. That's why I keep coming back and giving to microfinance.