Not sure if this would actually occur but would it be a negative mark against yo... | Hacker News

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		yitchelle on June 4, 2019 \| parent \| context \| favorite \| on: Zero Rupee Note Not sure if this would actually occur but would it be a negative mark against your credit score if they had to close your account due to non-payment of a -0€?

namdnay on June 4, 2019 [–]

Credit scores are an American construct :)

yitchelle on June 4, 2019 | [–]

The Germans have their own version - Schufa [0]. :-( Most of other countries also have versions too.

[0] - https://en.wikipedia.org/wiki/Schufa

Semaphor on June 4, 2019 | | [–]

While we have Schufa, you should not (and I did not) get an entry for 0€ debt. Schufa is far simpler than the US credit score.

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