Is it possible to have the extra fee (.4%) only on some transactions or does it have to be applied to the entire account? For example in what we do we have very large transactions where we know the customer very well and we don't need this. But other transactions are typically small but more importantly they are of a different type where the risk of fraud is much higher and the protection is warranted. Just wondering other than getting setup for two different accounts (which may not even be possible) how this situation would be handled. I do understand the idea of wanting the .4% not applied selectively however it would be good if there was a way to specify the transaction class in some way to account for this situation.
I think this request is like going to a $60/month gym and asking to only pay 2$ when for days you go the gym because you only use it 10 times a month. The .4% on good transactions is subsidizing the shitty transactions.
