Awesome, I'm glad someone is solving this problem. Micropayments are an ideal route to solving surveillance capitalism and breaking the ad-supported internet.
This looks like it aggregates credit card payments. [1] Charging you on a biweekly basis or when your balance hits 10$. Since it is built off of credit card infrastructure that means it is saving money on the fixed per-transaction fee. Unfortunately, this model can never get below a credit card fee (2.9%).
If you instead made a wallet based app (funded via ACH) you could start pushing 1% transaction fees.
This looks like it aggregates credit card payments. [1] Charging you on a biweekly basis or when your balance hits 10$. Since it is built off of credit card infrastructure that means it is saving money on the fixed per-transaction fee. Unfortunately, this model can never get below a credit card fee (2.9%).
If you instead made a wallet based app (funded via ACH) you could start pushing 1% transaction fees.
1. https://how.quid.works/buying-with-quid/how-do-i-get-billed