I used to take 200 euros every few weeks at the ATM when I lived in Germany, and had to carry around min. 30 euros to be sure I could run errands on my way home or whatever. Honestly I didn't feel comfortable taking all these bank notes from the atm in the middle of other people, and carrying so much cash all the time. Had I been robbed, or had I lost it, it was simply gone. A card fraud you can contest (and hopefully be covered if your bank and card insurance is good enough)
Now that I've left ? Rarely have more than 10 euros in my pocket, can take 20 euros at ATM and not give a shit about fees. I can pay with my card everywhere.
Well, that's the prisoner's dilemma "defect" strategy. Works great one time round. Not so well in repeat games, as of course it means everyone pays more all the time.
Now that I've left ? Rarely have more than 10 euros in my pocket, can take 20 euros at ATM and not give a shit about fees. I can pay with my card everywhere.