Hi,
I have been researching payment processors, and found that it is very difficult to find one that accepts the following type of company:
1. A "producer" signs up and produces content
2. A "consumer" signs up, buys a multiple of in-app "credits" - than these credits purchase "goods" from the producer
3. The producer can than "redeem" these credits for cash, effectively making the application an economy for both consumers and producers.
This seems like one of the most effective ways to build a platform, since cash incentivizes "producers" to join - and a credit system eliminates much risk of chargebacks and allows for "microtransaction" style payments (no flat fee accept on initial credit purchase).
What do you call this type of business? And are there any payment processors that support this type of business?
