I'm not blaming anyone. I'm just pointing out that in a financial system where shit like this happens over and over again, i.e. hard working people entrust their money to money managers/investors (cough heartless gamblers cough) to invest wisely so the economy overall can prosper from the capital infusion and so the people investing in the future can have a future but they only live long enough to see all their savings vanish, is fundamentally broken and needs to be fixed.