Maybe he should consider the possibility that his lifestyle is unsustainable. The housing market was in a bubble, so his past income were an accident. Just as programmers can no longer expect to get so rich so quickly after the dot-com bubble popped, he need to face up to economic reality.
His lifestyle is nothing extravagant. When I said that he's unable to support his lifestyle, I suppose I should have said that he's soon going to be unable to support living at all, without being on welfare, if he doesn't change professions.
