I’ve been using debit and credit cards since long before the ‘dark old days’ ended (1992? 1993? Long before debit cards were a common thing), and I still hand my card to anyone who needs it to do their job. I’ve had identity theft happen a grand total of never.
> Is the title system in the USA decentralized or that much different than elsewhere?
As with most things both law-related and US-related, it depends. This type of scam would not work in the majority of states due to various laws, regulations, and bookkeeping (it would be nearly* impossible to sell land you don’t own in California for example).
There are other states (and countries - I’m looking at you Canada) where fraudulent documentation and virtually non-existent title checks allow this kind of fraud to persist.
[*] yes - virtually, not completely. It can happen, but the laws are set up such that the land owner will retain their land, the title fraud victim will be made whole financially by a title insurance company. What this means in practice is that title insurance companies make sure every transaction is legitimate and people don’t have to worry about it.
Though I think there's way less of this issue in Japan because there are a lot of gov't-involving procedures and record ownership in land ownership transfers making it quite hard to go all the way(and hey, even in the US you have title insurance), there was a bit of a wild case a couple years back where a fraudster sold a 5.5 billion yen piece of land to a major developer[0].
Fraud is always fun to look at because people are constantly looking for those little windows of trust that end up forming in these flows because otherwise everything would take months to execute upon.
So the scam here doesn't seem to be ACTUALLY selling the land--it's basically engaging a realtor long enough to get earnest money on the table, then to disappear. Although if they could go far enough to get an entire amount wired to them I'm sure they'd take it.
Since a lot of people are doing all cash (non-financed) deals lately, I could see how a scammer and a lax realtor could possibly scam an overzealous buyer out of the full amount.
That still wouldn’t work in most states. The earnest money and the final payment are handled by an escrow company who does all the title verification or works hand in hand with the company doing the title verification. Neither set of funds is ever just handed over.
Again - it varies state to state, as the constitution dictates.
This is an interesting idea, but the very first page I looked at was wrong (current weather in Alameda county shows as 72* - it's almost 30* below that here, and the daily high in the warmest areas is projected to be 65).
Next I looked at San Francisco, and oddly it listed a bunch of minor earthquakes in San Ramon - none of which are listed in Alameda county, which is actually next to (and parts of which actually felt) those tremors.
> Is that true in New York? Maybe it currently requires permits
The implication with this type of argument is that if someone is willing to break the law against murder, they'd be willing/able to break the laws around legally purchasing or owning a gun.
> The USD is already down 15% this year compared to the Euro.
False in every sense possible. For starters, the year is only a month old. Second, it’s been pretty stable for the past 6-7 months, and is only down 12% from a year ago - not 15%.
No, the question is not just disclosure. People have their bandwidth stolen, and sometimes internet access revoked due to this kind of fraud and misuse - disclosure wouldn’t solve that
Also, as a website owner, these residential proxies are a real pain. Tons and tons of abusive traffic, including people trying to exploit vulnerabilities and patently broken crawlers that send insane numbers of requests, and no real way to block it.
It's just nasty stuff. Intent matters, and if you're selling a service that's used only by the bad guys, you're a bad guy too. This is not some dual-use, maybe-we-should-accept-the-risks deal that you have with Tor.
I run a really small forum and I've been absolutely inundated with a bunch of junk traffic. I had to tighten my Cloudflare WAF rules a whole bunch, and start issuing browser challenges way more aggressively.
Excluding known "good" crawlers, well over 99% of the traffic trying to hit the site has been attempting to maliciously scrape. Most of this traffic looks genuine, but has random genuine-looking user agents and comes from random residential proxies in various countries, usually the US.
For the traffic that does make it all the way to a browser challenge, the success rate is a measly 0.48%. Put another way, over 50% of traffic is already blocked by that point, and of the under 50% that makes it to a browser challenge, more than 99.5% fails that challenge.
It's been virtually no disruption to users either, since I configured successful challenges to be remembered for a long period of time. The legitimate traffic is a gentle trickle, while the WAF is holding back garbage traffic that's orders of magnitude above and beyond normal levels. The scale of it is truly insane.
What you seem to be referring to would be obstruction, whereas the entire parent thread was specifically discussing destruction of evidence. Fair to point out that there are other offenses that could be charged, but misleading to imply it’s the same thing.
Any Eng at Google can read the entire codebase for gdrive, if there were backdoors it would become public knowledge very quickly.
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