I'm not sure if this falls under the same vein but in 2016 I just decided to stop paying my bills and I didn't have a job. I was just "free". I mean my life was imploding (and it did eg. 350s credit score/getting sued by debt collectors) but man I felt so free that time. I didn't have to get up/sleep at any particular time or be anywhere. I long to get back to that state (although with money saved/invested). And the goal isn't to do nothing but not to be forced to do anything.
I'd feel the same when between employment like in 2023 the tech industry tanked so I could not get hired for a year (there were 6mo contracts which I did not accept). Before I decided to eat it and work at a factory, I was just watching TV/enjoying a couple months off (I had to sell all my possessions at a loss to get by). Eventually at the end of 2024 I did accept a 6mo contract that is now going beyond a year.
The thing I didn't realize is the 6mo contract while short pays double a factory wage so it's like being employed for a year.
Yeah war thunder gives you lots of early progress for free, and then slows it down until you are tempted to purchase currency to progress.
Its not "Pay to Win" until you reach max level. Because the matchmaking always ensures theres some people of lower level, and some people of higher level (if they exist) in every match. This means that you want upgrades to overcome obstacles, but even if you buy progress, you still hit obstacles requiring upgrades. Its an infinite grind treadmill.
Tangent, sound does take knowledge obv to setup to sound good.
I remember flashing the Pine64 Pine Buds and man I could not get them to sound right aside from the original settings. They were not great to begin with but yeah.
I'm "low-rich" (middle class?) poor eg. I have a six-fig job but I also have almost six-fig of debt, so I have after paying all my bills (mostly debt) almost nothing left. But I have an apt/cool cheap car, toys like 2nd hand computers/cameras. I've been in debt for the last 15 years since I went into college. I don't eat canned food often actually trying to fast as it's hard to not gain weight when I spend most of my time sitting in a chair in front of a computer. I do recreational drinking so it's not like I'm absolutely poor.
To me it's still insane that education (the implied reason for your debt? correct me if I'm wrong) is so absurdly expensive in the US. Mind you, I'm saying that from another country where education isn't free, but most people will never be able to have anything remotely approaching six figure debt. You presumably work in a professional field, judging by your salary, yet you have an enormous anchor that's been dragging behind you for all your life. In some ways, the high-lower-class person that has a poor salary but isn't indebted might have it better than you.
I wonder how much society would change if that system of student loans was reformed to offload the burden from young people, how much more growth there could be if these people weren't stuck in debt.
My student loans weren't as bad $30K, the rest is from other things eg. CC debt/car loan (28% APR). I also help out my own blood-related family eg. I have given away over $100K over the course of a few years.
But mostly I'm dumb, buying things I can't afford. The six-fig jobs come and go also but in general I've had at least $75-$83K jobs aside from the couple six-fig jobs I've had. I only started to have that kind of money in 2019 to now. I spent 2023 working in a warehouse/my own fault that time I went down to the $50K range or so with side gig work added in to warehouse work.
I did pay $3K for an MRI one time, well not yet it's on a defaulted card.
Oh and loneliness eg. I spent $1.2K at a strip club one time.
It's crazy how you go up in levels though like in 2016 I was living on $20K+ a year, now it's $100K+ a year
That is the way it should be. Well more or less, you didn't state what your debt is from, some are better than others. College debt can be a good investment long term (depends on the degree). Buying a house is a good long term investment if you live there for a long time.
You should save for retirement and a "rainy day". However remember you can't take it with you. If you have the above savings, an extra penny, and something to spend a penny on spend it. You can't take it with you, so you should be at 0 at the end of every month (again ignoring retirement and rainy day savings)
I'd feel the same when between employment like in 2023 the tech industry tanked so I could not get hired for a year (there were 6mo contracts which I did not accept). Before I decided to eat it and work at a factory, I was just watching TV/enjoying a couple months off (I had to sell all my possessions at a loss to get by). Eventually at the end of 2024 I did accept a 6mo contract that is now going beyond a year.
The thing I didn't realize is the 6mo contract while short pays double a factory wage so it's like being employed for a year.
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