And do they rent a private office or a 30-seat conference room with 29 other people already in it?

I don't know for sure but when I have met with them on zoom it sure doesn't seem private.

Have you looked into cordial glasses? They’re made for this! They’re the perfect size for a nice port after dinner.

Potentially, although do remember that card processing fees are rather high for small businesses, and every transaction that they don’t have to lose 3% or 5% of or whatever is extra money they can keep.

Unless jedberg is referring to a 3% discount as a big discount, then I think it's quite obvious that it's due to tax evasion, which would allow the merchant to provide deeper discounts. This is common in cash businesses.

Well it's $12 instead of $15, so 20% off. But keep in mind that for a small merchant, besides the 3% processing fee, there is also a base fee, and when you talk about a haircut for $15, the base fee eats up a whole lot of the profit.

The standard maximum rate is 2.9% + 30 cents. Looks like they're losing over $2 per transaction for doing business in cash, unless, they make us for this cough somehow.

20+% business/personal tax vs 5% CC fee. Which do you think is the bigger motivator there?

I work with a lot of people who have no idea how git actually works and it is infuriating. They all use the git desktop program, and almost every time I get called over to help, it’s because they didn’t sync or refresh or whatever the hell it does.

If you don’t have a good mental model for git, you’re gonna have a bad time.

Second this. I was one of those people that needed help when I was learning git. Went full CLI after that and never looked back.