Yes, this statement is so old and wrong that it gets boring real quick…
You can just look at the roads of any country that has the same tariffs for U.S. and European cars and you will still not see all that many American cars there.
This is a very shady website and thus not a good source for legal advice of any kind… they call themselves “Deutsche Gesellschaft für Datenschutz” (German society for data protection) but are actually located in Bulgaria. They are not any kind of “official” data protection organisation.
The German BSI (Federal Office for IT Security) quotes the advisory from CrowdStrike (which is behind their customer login portal) as saying you need to roll-back to snapshots prior to 04:09 UTC:
I don’t know… I think a very big reason why people don’t take taxis is because they are very expensive especially for longer rides. This seems like a thing robo taxis might change. If the driver goes away, they shouldn’t be much more expensive than e.g. car rentals.
I do not read this court decision like that at all: the point of contention there seems to be that the customer was just sent a link to a webpage (where the contractual terms can be changed from under him at will by the company, thus this not being durable). The court makes it pretty clear in my (non-lawyer) opinion that attaching a PDF to the email would have been fine.
I was prepared to disagree with you, but I now have the same interpretation you have. Durable medium can be email - but the example seems a little fuzzy, for instance a durable medium is definitely when the email is stored on a HDD on a customer device. But is it still durable medium if the email only exists in a webmail? Probably yes, but maybe no. So the conservative approach would be to send paper for some things. (Or in this case, stupidly, USB devices. Banks, don't do that, please.)
Ramble Edit: it's unfortunate IMHO that there is no "read only" medium anymore. Not sure what it would look like now when USB-C is taking over the world, and that ship probably sailed, but it would be really cool and useful to have the option of a "data only" USB.
Maybe computers could have one USB port marked as "ROM". Or a switch or LED symbol indicating "ROM safe" mode.
When using such a ROM port, anything USB inserted there would only look like a DVD reader. A USB drive would get its files "mirrored" into a virtual ISO filesystem. Any other devices, such as keyboards etc would be just ignored and not connected to at all.
Most USB flash controllers support being read-only by either just being read-only or emulating optical drive. Obviously for the WORM usecase this is only an software solution inside the controller configuration as the underlying medium is still writable/erasable flash. In theory one could replace the flash with some kind of mask ROM with NAND-like interface and make it truly read only, but the cost makes that impractical for most applications.
Then there are LTO tapes that have WORM version, which is notionally not overwritable, but that is IIRC also only enforced by software (of the drive).
That doesn't fix the issue though. The issue is a killer USB or a virus on the disk. Being able to only read an infected file still allows it to be read.
Also, this is only a software solution as the USB protocol would require bidirectional transmission.
But it would bring us back to being as safe as a CD or diskette was.
I was thinking a special chip, talking bidirectionally both ways, pretending to be a PC host to the USB drive, and pretending to a DVD-ROM to the actual PC.
> There's an EU law demanding such documents to be delivered on a "durable medium". Some banks and financial institutions may have a strange approach to those, even though email attachments seem to be enough for others.
Even the (*-grand)parent never said the law actually says it can't be an email attachment, they said companies seem to interpret it that way. Which would not be surprising in the least. Then someone said they've never heard of any such law, and I pointed out that it exists.
I'm not sure who you're arguing with but it isn't me or in fact any of the people in this thread.
I don’t know… the overall tone seems to be a bit too negative for me here.
I have used Nextcloud at home for years now without issues and we also used it at a large university where it worked just fine (from a user perspective; I don’t know if it gave the administrators nightmares). I do agree that they should invest more time in polish and stability and less in swanky new features that many won’t need, but that would not lead me to discourage anyone from using (or at least trying) Nextcloud.
This thread is an interesting example on how not very well defined terms can let people talk past each other… the original poster suggested “let’s try to be more like France, where this problem is solved”, the next one said “no, more liberalism is not the solution” (apparently implying that liberalism is what France does) and now someone states you can’t get more liberal than California, listing as examples things none of which work like that in France!
Regardless of the merits of each argument (I am doubtful if you can easily transfer examples from one country to another) we obviously have people arguing with each other here based on completely different definitions of key terms in the discussion.
There are lots of other ways credit card companies can make money:
- Higher interchange fees when you purchase something outside of the EEA
- Currency conversion when you buy something not in EUR
- High interest payments when you do not pay off your balance in full on time
On average, it will also not be a 60 day interest free loan: the "average" transaction will happen in the middle of the billing cycle, so that gives you 15 days until the invoice is sent, and many people I know pay their invoices much earlier than after the 30 days payment term.
The answer is in the original Stripe article: The merchant pays much higher fees when you pay with your US credit card than when you pay with a EEA credit card because the interchange limits only apply to purchases within the EEA made with a "standard" EEA credit card (corporate cards are also exempt, which is why Stripe is charging higher fees for them as well).
The model and training data sets are on Hugging Face: https://huggingface.co/swiss-ai